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Understand your insurance, make better decisions

We believe every Kiwi deserves to understand how insurance works and what they actually need. Start with our guides below, or jump straight into a free check.

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What type of insurance do you need?

Life Insurance

Protect the people who depend on you financially

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Health Insurance

Faster access to treatment, specialists and surgery

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Income Protection

Replace your income if illness or injury stops you working

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Home & Contents

Cover your home and belongings against damage and theft

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Trauma Cover

A lump sum payment if you're diagnosed with a serious illness

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Mortgage Protection

Keep your home if something happens to you

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Insurance made simple

How much life insurance do I need?

Most Kiwis significantly underestimate how much cover their family would need. Here's how to work out the right amount for your situation.

Read article → 6 min read

Insurance for first-home buyers

Buying your first home is exciting — but it also changes what insurance you need. Here's a checklist of what to sort before you move in.

Read article → 5 min read

Understanding policy exclusions

The fine print matters. We break down the most common exclusions in NZ insurance policies so you know exactly what you're covered for — and what you're not.

Read article → 5 min read

Ready to check your cover?

Our free 2-minute check tells you exactly where you stand.

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