We believe every Kiwi deserves to understand their insurance — not just have it.
Most New Zealanders have some form of insurance, but very few actually understand what they're covered for, whether it's enough, or if they're paying too much. We started Insurance Guide NZ to fix that.
We're an independent insurance information service. We don't sell insurance. We don't work for any insurer. We exist to help you understand your options — in plain English — so you can make decisions that actually fit your life.
What We Do
Our free check asks the right questions about your situation and produces a general overview of what types of cover you should be looking at — and why.
Insurance is full of jargon. We translate it. Our guides and articles explain how NZ insurance actually works, what different types of cover do, and what to watch out for.
If you want help finding the right policy, we connect you with licensed NZ financial advisers (FAPs) who are regulated by the Financial Markets Authority. There's never any obligation.
How We're Different
Who's Behind This
I started Insurance Guide NZ after realising that most New Zealanders — myself included — didn't really understand their insurance. We'd sign up for something at the bank, hope for the best, and never think about it again.
The problem is, life changes. You buy a house. You have kids. You change jobs. And the cover you set up five years ago might not protect the life you have today.
I built this platform because I think everyone deserves to understand what they're paying for, whether it's enough, and what their options are — without needing a finance degree or sitting through a sales pitch.
Everything on this site is free. There's no catch. If you want to talk to an adviser after your check, we can arrange that. If you don't, that's completely fine too.
Your Data, Your Rules
Read our full Privacy & Data Policy.
Any general insurance advice you receive will come from a Financial Advice Provider (FAP) licensed by the Financial Markets Authority (FMA). These advisers are legally required to act in your best interests. Insurance Guide NZ provides general information only.
Learn more about financial advice in New Zealand → fma.govt.nz